New Nissan Kicks for Sale in Downers Grove, IL
- MSRP
- $26,195
- Bill Kay Discount
- - $1,710
-
Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - Exp: 03/02/2026Exp. 03/02/2026 $500 Eligible customers may receive cash incentive. Cash incentive may be incompatible with certain finance types or other cash programs, based on individual program rules. Residency restrictions apply.
- - $500
-
Nissan Customer CashExp: 03/02/2026Exp. 03/02/2026 $1000 Retail customers may be eligible for cash incentive. Incentive may not be combined with NMAC Lease or Special APR financing. Residency restrictions apply.
- - $1,000
- Bill Kay Nissan Price
- $22,985
Description
Super Black 2026 Nissan Kicks SV FWD CVT with Xtronic 2.0L DOHC**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 28/35 City/Highway MPG Price…Super Black 2026 Nissan Kicks SV FWD CVT with Xtronic 2.0L DOHC**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 28/35 City/Highway MPG Price includes: $1000 - Nissan Customer Cash. Exp. 03/02/2026 $500 - Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - February. Exp. 03/02/2026(more)| Mileage | 7 |
| Trim | SV |
| Stock # | 2630003 |
| VIN | 3N8AP6CE6TL311664 |
| Exterior Color | Super Black |
| Interior Color | Charcoal |
| Drivetrain | FWD |
- MSRP
- $24,455
- Bill Kay Discount
- - $743
-
Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - Exp: 03/02/2026Exp. 03/02/2026 $500 Eligible customers may receive cash incentive. Cash incentive may be incompatible with certain finance types or other cash programs, based on individual program rules. Residency restrictions apply.
- - $500
- Bill Kay Nissan Price
- $23,212
Description
Experience the exceptional 2026 Nissan Kicks S, a compact crossover that seamlessly blends style, technology, and performance. With its sleek exterior design and impressive array…Experience the exceptional 2026 Nissan Kicks S, a compact crossover that seamlessly blends style, technology, and performance. With its sleek exterior design and impressive array of features, this vehicle is the perfect companion for your urban adventures.Highlighting the Kicks S's standout attributes, you'll find:• Blind Spot Warning• Rear Automatic Braking• Auto High-beam Headlights• NissanConnect featuring Apple CarPlay and Android Auto• Rear Parking Camera• Steering Wheel Mounted Audio ControlsPowered by a 2.0L DOHC engine and paired with a smooth-shifting CVT with Xtronic transmission, the Kicks S delivers a responsive and efficient driving experience. With an EPA-estimated 28 city/35 highway MPG, you'll enjoy the perfect balance of power and fuel economy.Step inside the Kicks S and discover a cabin that's both stylish and functional. The spacious interior offers ample room for you and your passengers, while the 60/40 split-folding rear seats provide versatility for your cargo needs. Thoughtful touches like the driver's seat-mounted armrest and the sport-inspired steering wheel enhance your overall comfort and control.Safety is paramount in the Kicks S, with a comprehensive suite of advanced driver-assist technologies. Features like Dual Front Airbags, Blind Spot Warning, and Rear Automatic Braking work together to help keep you and your loved ones protected on the road.Whether you're navigating the bustling city streets or embarking on weekend getaways, the 2026 Nissan Kicks S is the perfect companion. Its blend of style, technology, and performance makes it a standout in the compact crossover segment. We invite you to experience the Kicks S for yourself and discover why it's the perfect fit for your lifestyle. Price includes: $500 - Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - February. Exp. 03/02/2026(more)| Mileage | 7 |
| Trim | S |
| Stock # | 2630016 |
| VIN | 3N8AP6BE2TL356408 |
| Exterior Color | Fresh Powder |
| Interior Color | Charcoal |
| Drivetrain | FWD |
- MSRP
- $26,195
- Bill Kay Discount
- - $786
-
Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - Exp: 03/02/2026Exp. 03/02/2026 $500 Eligible customers may receive cash incentive. Cash incentive may be incompatible with certain finance types or other cash programs, based on individual program rules. Residency restrictions apply.
- - $500
-
Nissan Customer CashExp: 03/02/2026Exp. 03/02/2026 $1000 Retail customers may be eligible for cash incentive. Incentive may not be combined with NMAC Lease or Special APR financing. Residency restrictions apply.
- - $1,000
- Bill Kay Nissan Price
- $23,909
Description
Gun Metallic 2026 Nissan Kicks SV FWD CVT with Xtronic 2.0L DOHC**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 28/35 City/Highway MPG Price…Gun Metallic 2026 Nissan Kicks SV FWD CVT with Xtronic 2.0L DOHC**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 28/35 City/Highway MPG Price includes: $1000 - Nissan Customer Cash. Exp. 03/02/2026 $500 - Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - February. Exp. 03/02/2026(more)| Mileage | 7 |
| Trim | SV |
| Stock # | 2630004 |
| VIN | 3N8AP6CE5TL309890 |
| Exterior Color | Gun Metallic |
| Interior Color | Charcoal |
| Drivetrain | FWD |
- MSRP
- $29,020
- Bill Kay Discount
- - $2,353
- Offers & Incentives
- - $2,000
- Bill Kay Nissan Price
- $24,667
Description
Gun Metallic 2025 Nissan Kicks SR Illumination Pkg FWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, 19" Alloy Wheels, Air Conditioning, Electronic Stability Control,…Gun Metallic 2025 Nissan Kicks SR Illumination Pkg FWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, 19" Alloy Wheels, Air Conditioning, Electronic Stability Control, Fully automatic headlights, Illuminated Cargo Scuff Plate, Illuminated Kickplates, Illumination Package, Knee airbag, Low tire pressure warning, Occupant sensing airbag, Overhead airbag, Panic alarm, Power steering, Power windows, Rear Automatic Braking, Rear side impact airbag, Security system, Wireless Apple CarPlay/Wireless Android Auto.**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 28/35 City/Highway MPG(more)| Mileage | 7 |
| Trim | SR |
| Stock # | 2530030 |
| VIN | 3N8AP6DA9SL326119 |
| Exterior Color | Gun Metallic |
| Interior Color | Sport |
| Drivetrain | FWD |
- MSRP
- $29,510
- Bill Kay Discount
- - $2,426
- Offers & Incentives
- - $2,000
- Bill Kay Nissan Price
- $25,084
Description
Super Black 2025 Nissan Kicks SR AWD CVT with Xtronic 2.0L DOHC**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 27/34 City/Highway MPG| Mileage | 7 |
| Trim | SR |
| Stock # | 2530115 |
| VIN | 3N8AP6DB3SL343636 |
| Exterior Color | Super Black |
| Interior Color | Sport |
| Drivetrain | AWD |
- MSRP
- $29,510
- Bill Kay Discount
- - $2,426
- Offers & Incentives
- - $2,000
- Bill Kay Nissan Price
- $25,084
Description
Super Black 2025 Nissan Kicks SR Car Play AWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, **TURN BY TURN NAVIGATION**, 19" Alloy Wheels, 6 Speakers, Automatic…Super Black 2025 Nissan Kicks SR Car Play AWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, **TURN BY TURN NAVIGATION**, 19" Alloy Wheels, 6 Speakers, Automatic temperature control, Delay-off headlights, Knee airbag, Leather Shift Knob, Leather steering wheel, Low tire pressure warning, Occupant sensing airbag, Overhead airbag, Radio data system, Rear Automatic Braking, Rear side impact airbag, Security system, Sport steering wheel, Wireless Apple CarPlay/Wireless Android Auto.**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 27/34 City/Highway MPG(more)| Mileage | 7 |
| Trim | SR |
| Stock # | 2530057 |
| VIN | 3N8AP6DB6SL321758 |
| Exterior Color | Super Black |
| Interior Color | Sport |
| Drivetrain | AWD |
- MSRP
- $28,440
- Bill Kay Discount
- - $1,120
-
Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - Exp: 03/02/2026Exp. 03/02/2026 $500 Eligible customers may receive cash incentive. Cash incentive may be incompatible with certain finance types or other cash programs, based on individual program rules. Residency restrictions apply.
- - $500
-
Nissan Customer CashExp: 03/02/2026Exp. 03/02/2026 $1000 Retail customers may be eligible for cash incentive. Incentive may not be combined with NMAC Lease or Special APR financing. Residency restrictions apply.
- - $1,000
- Bill Kay Nissan Price
- $25,820
Description
The 2026 Nissan Kicks SV is a compact crossover that offers a perfect blend of style, capability, and advanced technology. With its sleek brown exterior and a host of premium…The 2026 Nissan Kicks SV is a compact crossover that offers a perfect blend of style, capability, and advanced technology. With its sleek brown exterior and a host of premium features, this vehicle is the ideal choice for the modern driver seeking a versatile and well-equipped ride.• Cold Weather Package• 4 Speakers• AM/FM radio• Radio data system• Radio: AM/FM/SiriusXM Audio System• Air Conditioning• Automatic temperature control• Rear Floor Heater Ducts• Rear window defrosterPowered by a robust 2.0L DOHC engine paired with a smooth-shifting CVT with Xtronic and AWD, the Kicks SV delivers an exhilarating driving experience while maintaining impressive fuel efficiency, with an EPA-estimated 27 mpg in the city and 34 mpg on the highway.Beyond its performance capabilities, the Kicks SV is packed with a wealth of advanced safety and convenience features. Enjoy the peace of mind of Blind Spot Warning, Rear Automatic Braking, and a comprehensive suite of airbags, while staying connected with the intuitive NissanConnect system featuring seamless integration with Apple CarPlay and Android Auto.The Kicks SV's interior is equally impressive, with premium cloth seating, heated front seats, and a sport steering wheel that provide both comfort and style. The spacious cabin and split-folding rear seats offer ample room for passengers and cargo, making this crossover an ideal companion for your daily commute or weekend adventures.Complementing the Kicks SV's impressive features is its sleek and modern design. The bold exterior lines, alloy wheels, and available spoiler give this crossover a dynamic and eye-catching presence, ensuring you'll turn heads wherever you go.With a list price of $26,940, the 2026 Nissan Kicks SV represents exceptional value in the compact crossover segment. This vehicle is the perfect blend of performance, technology, and style, making it a must-consider option for any discerning buyer.We invite you to experience the 2026 Nissan Kicks SV for yourself. Visit our showroom today and let us demonstrate how this remarkable crossover can enhance your driving experience and exceed your expectations. Price includes: $1000 - Nissan Customer Cash. Exp. 03/02/2026 $500 - Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - February. Exp. 03/02/2026(more)| Mileage | 7 |
| Trim | SV |
| Stock # | 2630008 |
| VIN | 3N8AP6CB7TL352309 |
| Exterior Color | Canyon Bronze Metallic |
| Interior Color | Charcoal |
| Drivetrain | AWD |
- MSRP
- $28,440
- Bill Kay Discount
- - $1,120
-
Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - Exp: 03/02/2026Exp. 03/02/2026 $500 Eligible customers may receive cash incentive. Cash incentive may be incompatible with certain finance types or other cash programs, based on individual program rules. Residency restrictions apply.
- - $500
-
Nissan Customer CashExp: 03/02/2026Exp. 03/02/2026 $1000 Retail customers may be eligible for cash incentive. Incentive may not be combined with NMAC Lease or Special APR financing. Residency restrictions apply.
- - $1,000
- Bill Kay Nissan Price
- $25,820
Description
The 2026 Nissan Kicks SV is a compact crossover that delivers a winning combination of style, technology, and versatility. With its sleek exterior design, spacious interior, and…The 2026 Nissan Kicks SV is a compact crossover that delivers a winning combination of style, technology, and versatility. With its sleek exterior design, spacious interior, and impressive array of features, this vehicle is the perfect choice for the modern driver who demands more from their daily commute.• Cold Weather Package• 4 Speakers• AM/FM radio• Radio data system• Radio: AM/FM/SiriusXM Audio System• Air Conditioning• Automatic temperature control• Rear Floor Heater Ducts• Rear window defrosterPowered by a 2.0L DOHC engine and equipped with Xtronic CVT and AWD, the Kicks SV offers impressive performance and efficiency, with an EPA-estimated 27 MPG in the city and 34 MPG on the highway. The vehicle's advanced safety features, including Blind Spot Warning, Rear Automatic Braking, and a suite of airbags, provide you and your passengers with the peace of mind you deserve.Inside, the Kicks SV boasts a spacious and well-appointed cabin, featuring Cloth Seat Trim, Heated Front Seats, and NissanConnect with Apple CarPlay and Android Auto. The split-folding rear seat and ample cargo space make it easy to accommodate your lifestyle, whether you're commuting to work, running errands, or embarking on a weekend adventure.The Kicks SV's sleek, modern design is complemented by 17-inch Alloy Wheels, Heated Mirrors, and a Spoiler, giving the vehicle a bold and dynamic appearance that is sure to turn heads wherever you go. With its impressive list of standard features and exceptional value, the 2026 Nissan Kicks SV is the perfect blend of style, technology, and practicality.At our dealership, we are committed to providing our customers with the highest level of service and satisfaction. We invite you to come in and experience the 2026 Nissan Kicks SV for yourself. Test drive this exceptional vehicle and discover how it can enhance your driving experience. We look forward to the opportunity to earn your business and help you find the perfect vehicle to fit your lifestyle. Price includes: $1000 - Nissan Customer Cash. Exp. 03/02/2026 $500 - Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - February. Exp. 03/02/2026(more)| Mileage | 7 |
| Trim | SV |
| Stock # | 2630007 |
| VIN | 3N8AP6CBXTL352319 |
| Exterior Color | Gun Metallic |
| Interior Color | Charcoal |
| Drivetrain | AWD |
- MSRP
- $28,440
- Bill Kay Discount
- - $1,120
-
Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - Exp: 03/02/2026Exp. 03/02/2026 $500 Eligible customers may receive cash incentive. Cash incentive may be incompatible with certain finance types or other cash programs, based on individual program rules. Residency restrictions apply.
- - $500
-
Nissan Customer CashExp: 03/02/2026Exp. 03/02/2026 $1000 Retail customers may be eligible for cash incentive. Incentive may not be combined with NMAC Lease or Special APR financing. Residency restrictions apply.
- - $1,000
- Bill Kay Nissan Price
- $25,820
Description
Discover the 2026 Nissan Kicks SV, a compact SUV that blends style, capability, and cutting-edge technology. This versatile vehicle is the perfect companion for your urban…Discover the 2026 Nissan Kicks SV, a compact SUV that blends style, capability, and cutting-edge technology. This versatile vehicle is the perfect companion for your urban adventures, offering a seamless blend of efficiency, comfort, and safety features.Highlighted by its sleek Gray exterior, the 2026 Kicks SV boasts a 2.0L DOHC engine paired with a CVT with Xtronic and an advanced AWD system, delivering an impressive balance of power and fuel efficiency. With an EPA-estimated 27 city/34 highway MPG, this SUV ensures you'll spend less time at the pump and more time exploring the open road.• Cold Weather Package• 4 Speakers• AM/FM radio• Radio data system• Radio: AM/FM/SiriusXM Audio System• Air Conditioning• Automatic temperature control• Rear Floor Heater DuctsDesigned with your comfort and convenience in mind, the Kicks SV offers a host of premium features, including Heated Front Seats, a Blind Spot Warning system, and Rear Automatic Braking to help keep you and your passengers safe. The NissanConnect infotainment system with Apple CarPlay and Android Auto integration ensures seamless connectivity, while the 17-inch Alloy Wheels and Crossbars add a touch of style and versatility.Experience the perfect blend of practicality and sophistication with the 2026 Nissan Kicks SV. Its spacious interior, advanced safety technologies, and impressive fuel efficiency make it the ideal choice for the modern, on-the-go driver. Visit our showroom today to take this exceptional SUV for a test drive and discover how it can enhance your driving experience.With a starting MSRP of $26,940, the 2026 Kicks SV represents exceptional value in the compact SUV segment. Backed by Nissan's renowned reputation for quality and reliability, this vehicle is sure to exceed your expectations and provide years of confident, comfortable driving. Don't miss your opportunity to make the 2026 Kicks SV your next automotive companion. Visit us today and let us help you find the perfect Kicks to fit your lifestyle. Price includes: $1000 - Nissan Customer Cash. Exp. 03/02/2026 $500 - Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - February. Exp. 03/02/2026(more)| Mileage | 7 |
| Trim | SV |
| Stock # | 2630011 |
| VIN | 3N8AP6CB6TL353337 |
| Exterior Color | Gun Metallic |
| Interior Color | Charcoal |
| Drivetrain | AWD |
- MSRP
- $30,455
- Bill Kay Discount
- - $2,568
- Offers & Incentives
- - $2,000
- Bill Kay Nissan Price
- $25,887
Description
Canyon Bronze Metallic 2025 Nissan Kicks SR Illumination Pkg AWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, 19" Alloy Wheels, 4-Wheel Disc Brakes, 6 Speakers, Air…Canyon Bronze Metallic 2025 Nissan Kicks SR Illumination Pkg AWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, 19" Alloy Wheels, 4-Wheel Disc Brakes, 6 Speakers, Air Conditioning, Auto High-beam Headlights, Automatic temperature control, Illuminated Cargo Scuff Plate, Illuminated Kickplates, Illumination Package, Knee airbag, Low tire pressure warning, Occupant sensing airbag, Overhead airbag, Panic alarm, Power steering, Rear Automatic Braking, Rear side impact airbag, Security system, Wireless Apple CarPlay/Wireless Android Auto.**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 27/34 City/Highway MPG(more)| Mileage | 7 |
| Trim | SR |
| Stock # | 2530046 |
| VIN | 3N8AP6DB6SL344926 |
| Exterior Color | Canyon Bronze Metallic |
| Interior Color | Sport |
| Drivetrain | AWD |
- MSRP
- $28,440
- Bill Kay Discount
- - $870
-
Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - Exp: 03/02/2026Exp. 03/02/2026 $500 Eligible customers may receive cash incentive. Cash incentive may be incompatible with certain finance types or other cash programs, based on individual program rules. Residency restrictions apply.
- - $500
-
Nissan Customer CashExp: 03/02/2026Exp. 03/02/2026 $1000 Retail customers may be eligible for cash incentive. Incentive may not be combined with NMAC Lease or Special APR financing. Residency restrictions apply.
- - $1,000
- Bill Kay Nissan Price
- $26,070
Description
Fresh Powder 2026 Nissan Kicks SV AWD CVT with Xtronic 2.0L DOHC**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 27/34 City/Highway MPG Price…Fresh Powder 2026 Nissan Kicks SV AWD CVT with Xtronic 2.0L DOHC**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 27/34 City/Highway MPG Price includes: $1000 - Nissan Customer Cash. Exp. 03/02/2026 $500 - Nissan MWR MY26 Kicks Auto Show Customer Bonus Cash (Chicago) - February. Exp. 03/02/2026(more)| Mileage | 7 |
| Trim | SV |
| Stock # | 2630023 |
| VIN | 3N8AP6CB4TL343678 |
| Exterior Color | Fresh Powder |
| Interior Color | Charcoal |
| Drivetrain | AWD |
- MSRP
- $30,905
- Bill Kay Discount
- - $2,636
- Offers & Incentives
- - $2,000
- Bill Kay Nissan Price
- $26,269
Description
Super Black 2025 Nissan Kicks SR AWD Premium Pkg FWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, **TURN BY TURN NAVIGATION**, **REAR VIEW BACK UP CAMERA**,…Super Black 2025 Nissan Kicks SR AWD Premium Pkg FWD CVT with Xtronic 2.0L DOHC **ANOTHER BILL KAY 1-OWNER**, **TURN BY TURN NAVIGATION**, **REAR VIEW BACK UP CAMERA**, **SUNROOF/MOONROOF PACKAGE**, 19" Alloy Wheels, Auto High-beam Headlights, Automatic temperature control, Bose 10 -Speaker Audio, Driver Seat-Mounted Supplemental Air Bag, Heated Front Seats, Heated Mirrors, Heated Steering Wheel, Illuminated Cargo Scuff Plate, Illuminated Kickplates, Illumination Package, Knee airbag, Low tire pressure warning, Occupant sensing airbag, Overhead airbag, Panoramic Moonroof, Rain Sensing Wipers, Rear Automatic Braking, Rear Floor Heater Ducts, Rear side impact airbag, Remote Engine Start, Security system, SR Premium Package, Wireless Apple CarPlay/Wireless Android Auto.**PROVIDING RELIABLE TRANSPORTATION TO OUR MIDWEST NEIGHBORS FOR OVER 30 YEARS!!** 28/35 City/Highway MPG(more)| Mileage | 7 |
| Trim | SR |
| Stock # | 2530084 |
| VIN | 3N8AP6DC1SL370598 |
| Exterior Color | Super Black |
| Interior Color | Sport |
| Drivetrain | FWD |
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Disclaimer
*All pricing and details are believed to be accurate, but we do not warrant or guarantee such accuracy. The prices shown above may vary from region to region, as will incentives, and are subject to change. Vehicle information is based off standard equipment and may vary from vehicle to vehicle. Call or email for complete vehicle information. All specifications, prices and equipment are subject to change without notice. Prices and payments do not include tax, titles, tags, finance charges, documentation charges, emissions testing charges, or other fees required by law, vehicle sellers or lending organizations.
Based on 2024 EPA mileage estimates, reflecting new EPA fuel economy methods beginning with 2008 models. Use for comparison purposes only. Do not compare to models before 2008. Your actual mileage will vary depending on how you drive and maintain your vehicle.
While every effort has been made to ensure display of accurate data, the vehicle listings within this website may not reflect all accurate vehicle items. Accessories and color may vary. All inventory listed is subject to prior sale. The vehicle photo displayed may be an example only. Vehicle Photos may not match exact vehicles. Please confirm vehicle price with Dealership. See Dealership for details.
Vehicles Under $350
*$350/month payment based on a vehicle price of $26,000, with 20% down payment or trade equity + TTL & Dealer Fees, financed for a 72-month term with qualified credit.


